Road to $100k - Week 49

Published: January 18, 2026

Week 49 Account Balance

Week 49 Performance Overview

  • Cash Balance: $407.44
  • Portfolio Balance: $9,864
  • Trump proposed an annual defense budget of $1.7 Trillion for 2027
  • Unemployment rate ticked down to 4.4%
  • Justice department open probe in Powell
Week 49 Realized Gains

Portfolio Performance

Progress has been extremely slow lately as the majority of my capital is tied up. Once I free up $PSKY, I plan to get back to selling cash-secured puts more regularly. But as of right now, I am stuck in limbo and in waiting mode.

Week 49 Portfolio Performance

Market Recap

The most notable headlines this week include Trump proposing an annual defense budget of $1.7 Trillion for 2027. The unemployment rate ticked down to 4.4%, and the Justice Department opened a probe into Powell.

My Week 49 Trades

$MSTX

This week we saw a spike in $MSTR which gave $MSTX a little bounce. Still not enough to justify any meaningful premium so I am still stuck in my largest unrealized loss position. I sold to open $12 strike covered calls to collect something better than nothing.

  • 01/14/2026 Sell to Open:
    • MSTX 01/16/2026 12.00 C
    • Quantity: 3
    • Credit: $4.46 (Net)

$PSKY

I had $12 strike cash secured puts exp 01/16 which I rolled at the money out another week for +$20. The reason being I could collect more by rolling the cash secured puts as opposed to trying to sell covered calls on my holdings next week.

  • 01/15/2026 Buy to Close:
    • PSKY 01/16/2026 12.00 P
    • Quantity: 1
    • Debit: -$20.51 (Net)
  • 01/15/2026 Sell to Open:
    • PSKY 01/23/2026 12.00 P
    • Quantity: 1
    • Credit: $39.49 (Net)

$FVRR

I got assigned on my FVRR $17.5 strike cash secured puts on 01/16. I now have 100 shares with $17.5 average in which I plan to sell covered calls on it starting Tuesday since Monday is a holiday. The company is still free cash flow positive even though growth may not be as fast as it used to be. I plan to sell monthly $18 strike covered calls while I await for the company to find its footing in the new AI space.

$BULL

I still have 200 shares of BULL that I did not sell any covered calls on this week.

What I'm Holding Now

As of January 18, 2026, here's what's in my portfolio:

  • $407.44 Cash balance
  • $MSTX 300 shares
  • $PSKY 300 shares
  • $BULL 200 shares
  • $FVRR 100 shares
  • $PSKY 12.00 P exp 01/23
  • Weekly $100 deposit on Wed and Fri splits